有關老鼠會相關的知識..

看完了 10 MB 比爾阿克曼 342 幻燈片有關 Herbalife, 我自己也覺得這公司的確是個多層次傳銷企業模式.. 這俗稱 老鼠會 的金字塔式銷售獲取銷售獎金方式大致上有二, 第一, 可以經由銷售產品及服務給消費者而獲得零售獎金；第二，他們可以自直屬下線的銷售額或購買額中賺取佣金，也可自直屬下線之再下線組織的總銷售額中賺取佣金..

這商業行為我以前在印尼也碰過.. 那時我朋友介紹, 邀請我到他們哪裡聽演講介紹以高出市價的價錢出售產品. 參與者通過介紹其他人加入而賺取佣金, 這些佣金來自新會員的入會費, 如此類推, 一層壓一層.. 金錢向上繳集，發起人是最終得益者. 最受害的是最低層的參與者, 因為他們若未能介紹其他人入會, 只有付出, 沒有回報. 為了欺騙參與者, 層壓式推銷通常牽涉假個案和假證據. .

還有, 下面 Bill Ackman 也解釋給大家有關金融和投資一切所知, 在一個小時內他把主題講的深入淺出.. 佩服.. 佩服..

eBook: Intelligent Investor by Benjamin Graham 5M 給大家來分享…

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財務回顧..

年底來臨.. 來做個回顧吧!

財務摘要 2004年 – 2008年: 總資產淨值平均有增幅到100%.. （2005年同比增長213.3％，2006年同比增長120.3％，2007年，2008年增長分別為53.5％和24.3％.. 2008年過後就不一樣了. 開了投資帳號還有些合資資產, 2009 比去年增長了104.1%, 2010, 11年同比增長71.02%, 77.36%… 而今年比去年相比, 只增了43%…

有關支出的話.. 看來今年表現還滿不錯. 明顯大增於IT Gadget 因顯示器壞了, 又買了新款手機,  還有2TB硬盤.. 享受精緻美食也大增了些.. 明年要記得減少.. 今年值得提起的削減來源由網頁訂閱.. 跟房東一起分享網路連接也好啦..

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質量之旅…

這兩個禮拜參加了兩國質量之路演, 便認識了不少來自馬來西亞和印尼同事, 只可惜沒我老闆在.. 對他仁至義盡地效勞已正好一個月了,  我還是盲人摸象似的.. 現在觀看的角度與之前相比完全不同.. 現在呢, 人際關係為關鍵也.  之所以我老闆派我去陪那些印尼同事們的其中一個原因吧! 為了結合團隊.. 為了能夠更加一步地認識他們.. 培養業務方面感情.. 對將來很有幫助..

到了吉隆坡就一直隨著他們一起走.. 幫了他們做些準備..

上禮拜四本來有跟同事開會, 結果只有兩個人在場, 最後我就決定要延後至下禮拜開. 我老闆就大發雷霆問了我為何大家明知開會日期都已經定了, 結果還是沒有人來呢.. 我就解釋給他; 有些人生病啦, 他好像對我也網開一面, 但不知拜四會不會在提…

下面這張是我跟新加坡, 還有馬來西亞的質量組隊長合照. 後面三個是印尼的組會員.

 

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Game of Thrones OST (Main Theme)

Game of Thrones OST (Main Theme), The opening track of the CD is the shows main title, the track has a soaring feeling sending you on screen over an animation of the twisting and turning creation of a map extending from Westeros to the lands across the Narrow Sea… worth listening over and over again..

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Power Words

Retrieved from here

A
Accomplished, achieved, acquired, adapted, addressed, administered, advised, allocated, analyzed, applied, appointed, appraised, approved, arbitrated, assembled, assessed, assigned, assumed, assured, audited, authored, awarded

B
Briefed, broadened, budgeted, built

C
Calculated, chaired, changed ,charted, coached, combined, communicated, compiled, completed, composed, computed, conceived, conceptualized, concluded, conducted, consolidated, constructed, consulted, contracted, controlled, converted, convinced, coordinated, corrected, counseled, created, cultivated, cut

D
Debugged, decreased, defined, delegated, delivered, demonstrated, designated, designed, detected, determined, developed, devised, diagnosed, directed, discovered, dispatched, distributed, doubled, drafted

E
Earned, edited, effected, elicited, eliminated, empowered, endorsed, engineered, enhanced, enlarged, enlisted, ensured, entered, established, estimated, evaluated, examined, exceeded, executed, expanded, expedited, explained, explored, expressed, extended

F
Filed, filled, financed, flagged, focused, forecast, formulated, found, founded

G
Gathered, generated, granted, guided

H
Halved, handled, headed, helped, hired

I
Identified, ignited, implemented, improved, incorporated, increased, indexed, influenced, initiated, innovated, inspected, installed, instituted, instructed, insured, interpreted, interviewed, introduced, invented, inventoried, invested, investigated, issued

J
Joined, justified

K
Kept

L
Launched, learned, leased, lectured, led, licensed, lobbied

M
Maintained, managed, manufactured, matched, measured, mediated, met, modified, monitored, motivated, moved

N
Named, navigated, negotiated

O
Obtained, opened, operated, ordered, organized, overhauled, oversaw

P
Participated, patented, perceived, performed, persuaded, placed, planned, posted, prepared, presented, presided, processed, procured, produced, proficient, programmed, prohibited, projected, promoted, proposed, provided, published, purchased, pursued

Q
Qualified, quantified, questioned

R
Raised, ranked, rated, received, recognized, recommended, reconciled, recorded, recruited, redesigned, reduced, referred, regulated, rehabilitated, reorganized, repaired, replaced, replied, reported, represented, rescued, researched, resolved, responded, restored, revamped, reviewed, revised

S
Saved, scheduled, screened, selected, served, serviced, shaped, shared, showed, simplified, sold, solved, sorted, sought, sparked, spoke, staffed, started, steered, streamlined, strengthened, stressed, stretched, structured, studied, submitted, substituted ,succeeded, suggested, summarized, superseded, supervised, supplied, surveyed, systematized

T
Tackled, targeted, taught, terminated, tested, toured, traced, tracked, traded, trained, transcribed, transferred, transformed, translated, transported, traveled, treated, trimmed, tripled, turned, tutored

U
Uncovered, understood, understudied, unified, unraveled, updated, upgraded, utilized

V
Vended, verbalized, verified, visited

W
Waged, weighed, widened, won, worked, wrote

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